Allianz Life Indonesia launched Smart Legacy, traditional insurance products like endowment is expected to gain a premium of U.S. $ 100 million in the first year. Handojo Kusuma, Vice President Director of Allianz Life stated that the marketing of new products using bank lines or bancassurnce, the customer market segments upper middle class, and took the Indonesia Standard Chartered Bank (Stanchart).
Smart Legacy just sold using U.S. dollars, with a minimum premium of $ 100,000 and a sum of U.S. $ 300,000, which will be paid when the policyholder reaches the age of 80 years, other than that the customer must pay the single premium. This product warranty returns alias yield of 4% in the first two years, and at least 2.5% next year. Because premiums are quite expensive, customers can borrow money from Stanchart Indonesia at 70% of total premiums with interest of 1.25% per year.
Under the scheme, applicants Handojo optimistic enough, considering the upper middle class people in Indonesia continues to increase and this product can be inherited. During this time there is a new similar products in foreign countries, such as Singapore, this product is offered in Indonesia with a lower premium than Singapore. This product is offered to complement the business portfolio, in particular customer
wanted investment certainty.
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